INSURANCE

There are many types of Vision Insurance Plans active in the Tidewater (Hampton Roads) Area.  Our office is a provider for all of the major (and some minor) Vision Plans.  Our staff will be able to look up your plan and go over your individual coverage with you during your visit.  Continue reading to see if this page can help answer a few of the MOST common questions regarding your insurance.

Additionally, some visits require a more thorough, MEDICAL, examination.  In certain instances, we may be required to use your Medical Insurance.  Diabetes? Glaucoma? Corneal Abrasion? Pink-eye? Floaters?  For situations like this, you would pay the Specialist Co-Pay listed on your card for your exam.  You would still be able to utilize the materials benefits offered by your vision insurance plan.

VSP                                                                                                                EYEMED

VISION SERVICE PLAN:

• Usually offers comprehensive exam coverage at a small to moderate co-pay.
• May entitle you to a Contact Lens Evaluation at a reduced fee OR a co-pay.
  
• Typically offers outstanding material coverage for new eye glasses with a frame allowance ranging from $95.00 to $200.00 (depends on your specific plan) and co-pay's or reduced fees for certain lens up-grade options.
• Material benefit is an "either/or" option.  This means that you can elect to use your benefit (usually at a reduced level) to purchase contact lenses instead of using your full benefit towards glasses.
• Please note that with your outstanding VSP coverage for new eyewear comes what may be considered a small draw-back.  As a VSP provider, we are obligated to use VSP's lab to make your eyewear.  Usually, we are able to use the VSP contract lab (located in Virginia Beach) and the average turn-around time for VSP work is 10 -14 business days.  Some of the Higher Option Plans (Referred to as FEDVIP High Option) REQUIRE us to send your order to a VSP owned lab located in Columbous, OH and their turn-around time is 14 - 21 business days. 

DAVIS VISION

Davis Vision Eye Care Network

• Usually offers comprehensive exam coverage at a small to moderate co-pay.
• May entitle you to a Contact Lens Evaluation at a reduced fee OR a co-pay.
• Offers their own selection of Frames for your perusal.  If you don't like anything on the DV Carousel, you may be given an allowance to use to purchase one of our frames. Depending on your specific plan, your lenses and up-grades are usually covered at DV Co-Pay's.
  
• Material benefit is an "either/or" option.  This means that you can elect to use your benefit (usually at a reduced level) to purchase contact lenses instead of using your full benefit towards glasses.
• As a DV Provider, ALL of the Davis Vision Eye Glass orders that we submit MUST be sent to Davis Vision's Lab, located in Latham, NY and we typically quote 10 -14 business days for turn-around times on ALL Davis Vision eyeglass orders. 

EYEMED VISION CARE:

• Usually offers comprehensive exam coverage at a small to moderate co-pay.
• May entitle you to a Contact Lens Evaluation at a reduced fee OR a co-pay.
• As with the other Vision Insurance Plans, your benefit will be an "either/or" option.
• Most of the Eyemed Plans are pretty straight forward and offer moderate benefit coverage on glasses.
• The Eyemed Lab is a local facility and their turn-around time is usually within 7 - 14 business days.
  

OTHER VISION INSURANCE PLANS:

• Avesis Vision Care
  
• Superior Vision
• VCP (Vision Care Plan's of America)
• Univision (Powered by Eyemed)
• MetLife Vision (Powered by Eyefinity)
• VBA (Vision Benefits of America)
• Aetna Vision
  

MEDICAL INSURANCE PLANS:

• Blue Cross & Blue Shield
  
• Cigna
  
• Optima
  
• Aetna
  
• United Healthcare
  
• Medicare
  
• Tricare Standard, Tricare Prime, Tricare For Life
  
• Medicaid
  
• Humana
  
• Please call the office to check additional plans
  

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